Blog Post

Okanagan Fires and Home Insurance

Irina Bartnik Notary Public • Aug 12, 2021

When you purchase a property (Strata or Single family home) it is important to secure insurance on the property that you are buying, prior to the subjects removal.


Some properties cannot be insured. The Bank would not give financing ( Mortgage loan) if property is not insured. It would be silly to find out 2-3 days prior to closing that property that you would like to purchase cannot be insured. At the same time if you remove your conditions or subjects ( or did not have any subjects in first place) , you promised to the Seller that you are purchasing their property unconditionally.


Property may not be insurable for various reasons. Most often it is due to the certain type of pipes or electrical wiring. Most recently, some properties in Okanagan cannot be insured as they are close to the evacuation zone. Always consult with your Insurance Broker about the insurance prior to your Subjects removal.

If you have any further questions, feel free to contact me

Irina Bartnik Notary Public 604-575-7494

🏑 Discover Fort Langley with Andy Schildhorn! 🌟

By Andy Schildhorn • 17 May, 2024
🌟 Hi there, it's Andy Schildhorn from Macdonald Realty! For over 30 years, I've proudly called Fort Langley my home—where history and vibrant culture blend seamlessly. πŸ›οΈ Explore iconic landmarks like the Community Hall, CN Rail Station, and the Old Fort. 🍽️ Don't miss a visit to Ancestor Café, showcasing indigenous foods. 🎷🎨 Our village buzzes with festivals year-round, including the Jazz and Arts Festival. Enjoy outdoor activities along the Fraser River, scenic trails, and top-notch cycling routes. 🚴‍β™€οΈπŸŒ³ 🍰🍝 Stroll down Glover Road, our charming main street, with its friendly shop owners and delightful spots like Wendels' Cafe and Giulia's Mangia e Scappa. 🏑🌲 Discover diverse real estate options, from quaint backyards to riverside condos and expansive acreages. πŸ“… Join our thriving community—click the link below to schedule a chat. πŸ‘πŸ”” Thanks for watching! Don’t forget to subscribe, and I look forward to hearing from you soon. πŸ“ž 778.835.8957 - https://calendly.com/andyschildhorn 🌐 www.AndytheRealtor.com Your Langley and Fraser Valley Realtor.

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πŸ€— Sometimes we need to smile.

By Andy Schildhorn • 14 May, 2024
πŸ“£ "Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful." - Albert Schweitzer
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