Blog Post

To Buy or Not to Buy? That is the Question!

Rita Cousins Senior Mortgage Advisor • Dec 15, 2022

While housing prices have increased, so have rental costs. For most individuals, the chances are that if you can afford monthly rent you could afford a mortgage as well.

The real benefit of home ownership is that it helps you build equity for your future. Consider saving 5% for a down payment to OWN your own home. You may find that your monthly mortgage payments aren’t too different from your monthly rent!


If you would like to look into the option of owning your own home, a good place to start would be talking with a mortgage professional. From there, they can help you determine your:


  • Maximum monthly mortgage payment
  • Maximum purchase price
  • Down payment
  • Mortgage type
  • Closing costs (legal fees, land transfer fees, property taxes)


With access to 50+ lenders, a mortgage professional can help you shop the market to find the best mortgage product and rates to suit your needs! Our whole lives are mortgages, so you don’t have to worry!

Call me today to discuss your options!

🏑 Discover Fort Langley with Andy Schildhorn! 🌟

By Andy Schildhorn • 17 May, 2024
🌟 Hi there, it's Andy Schildhorn from Macdonald Realty! For over 30 years, I've proudly called Fort Langley my home—where history and vibrant culture blend seamlessly. πŸ›οΈ Explore iconic landmarks like the Community Hall, CN Rail Station, and the Old Fort. 🍽️ Don't miss a visit to Ancestor Café, showcasing indigenous foods. 🎷🎨 Our village buzzes with festivals year-round, including the Jazz and Arts Festival. Enjoy outdoor activities along the Fraser River, scenic trails, and top-notch cycling routes. 🚴‍β™€οΈπŸŒ³ 🍰🍝 Stroll down Glover Road, our charming main street, with its friendly shop owners and delightful spots like Wendels' Cafe and Giulia's Mangia e Scappa. 🏑🌲 Discover diverse real estate options, from quaint backyards to riverside condos and expansive acreages. πŸ“… Join our thriving community—click the link below to schedule a chat. πŸ‘πŸ”” Thanks for watching! Don’t forget to subscribe, and I look forward to hearing from you soon. πŸ“ž 778.835.8957 - https://calendly.com/andyschildhorn 🌐 www.AndytheRealtor.com Your Langley and Fraser Valley Realtor.

🌾🍎 Celebrate 102 years of May Day in the Village πŸ“πŸŒ»

By Andy Schildhorn • 15 May, 2024
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πŸ€— Sometimes we need to smile.

By Andy Schildhorn • 14 May, 2024
πŸ“£ "Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful." - Albert Schweitzer
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