BC Home Closing Costs 2025: Don’t Get Caught Off Guard in Langley & Fraser Valley

Andy Schildhorn • September 2, 2025
Buying a home in Langley or the Fraser Valley in 2025?

Most buyers save for the down payment — but forget about the other big expense: closing costs.

 

On a $1,000,000 home, closing costs can add an extra $15,000–$40,000.

Don’t get caught off guard at the lawyer’s office.

 

In this video, I’ll walk you through exactly what to expect:


  • Property Transfer Tax (PTT): BC’s biggest hidden cost — and how exemptions can save first-time buyers thousands.
  • Legal & Title Costs: Lawyer fees, disbursements, and why title insurance matters.
  • Upfront Costs: Inspections, appraisals, and your deposit.
  • Adjustments & Taxes: Property tax credits, GST relief for first-time buyers, and the new BC Home Flipping Tax.
  • After Closing Costs: Movers, utilities, insurance, and the little extras that add up fast.

 

Download my FREE Closing Costs Checklist: https://andyschildhorn.macrealty.com/...

 

Pro Tip: New federal rules now allow 30-year amortizations for first-time buyers of new builds, making the Langley market more accessible than ever.

 

Book your free consultation:
https://rly.forsale/Chat-with-Andy

778.835.8957

andy@andytherealtor.com

www.AndytheRealtor.com

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