🏡 Don't Miss Out! The Benefits of Mortgage Pre-Approval 📝🔑

Andy Schildhorn • May 28, 2024

🌟 Hi, it’s Andy Schildhorn from Macdonald Realty, your Langley and surrounding area Realtor. Today, I want to discuss an important step in the home-buying process: getting pre-approved for a mortgage.


Why get pre-approved?

  1. Competitive Edge: 🏃‍♂️ Shows sellers you’re serious and financially ready.
  2. Budget Clarity: 💰 Helps you focus on homes within your price range.
  3. Faster Closing: ⏱️ Quicker and smoother closing process.


Wondering about a rate hold vs. full pre-approval? 

A rate hold secures your interest rate, while a full pre-approval guarantees your loan amount. Want more details? Just ask me! 🤔

 

Working with a Mortgage Broker: 

I highly recommend working with Rita Cousins at Mortgage Architects. You can reach her at 📞 604-230-9206.

 

Steps to Get Pre-Approved: 

  1. Check your credit: ✅ Ensure your credit report is accurate.
  2. Gather Documents: 📄 Pay stubs, tax returns, and bank statements.
  3. Contact Rita: 📧 She’ll review your financial info and get you pre-approved.

 

🏡 Pre-approval is a game-changer in the home-buying process. If you have any questions, reach out to Rita or me. Happy house hunting, and see you next week! 🔑 👍🔔

 

📞 778.835.8957 - https://calendly.com/andyschildhorn 🌐 www.AndytheRealtor.com

📺 Subscribe for more real estate advice and tips!

 

Your Langley and Fraser Valley Realtor.

By Written by Steven Brennan Mortgage Industry News December 5, 2025
A new global analysis suggests Canada’s major metros are among the hardest places on earth for young people to buy their first home, with Vancouver, Toronto and Montreal ranking near the bottom of a 70-city affordability index. The study, from UAE-based developer Bloom Holding, estimates the typical first-time buyer in Vancouver enters the market at age 46, while those in Toronto and Montreal reach homeownership at around 40 and 39, respectively. The findings echo a broader North American trend. In the United States, the median first-time buyer age has climbed to a record 40, according to the National Association of Realtors — up from 33 just a few years ago — as higher rates and decade-long price gains delay ownership for younger households.  👉 Read the Article Here
By Andy Schildhorn December 4, 2025
Thinking about selling your home? In this video, I break down the Six Seller Essentials you need to know before you list. These insights come from 30 years of helping families buy and sell across Langley and the Fraser Valley, and they’ll give you a real advantage in today’s market. 📅 Book a time with me https://rly.forsale/Chat-with-Andy 🏡 What you’ll learn today 1️⃣ Why today’s market is slower than it looks 2️⃣ How smart pricing attracts serious buyers 3️⃣ Why a single offer can reveal more than you expect 4️⃣ How timing can protect or erode your equity 5️⃣ Why experience matters even more in a slower market 6️⃣ How to build a plan that fits today’s conditions 🎅 You’re invited to Santa Photos in Fort Langley Join us at 9160 Church Street between 1 and 5. Families, friends, and pets welcome. All donations support LAPS. 📍 About me I’m Andy Schildhorn with Macdonald Realty. Your Langley and Fraser Valley Realtor. 30 years helping sellers make smart, confident decisions. ☎️ Let’s connect Book a meeting: https://rly.forsale/Chat-with-Andy
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Our experience having Andy as our realtor was very good! We sold our house with Andy, bought a condo , sold the condo and now bought a townhouse with Andy as our realtor. 👉 Full Review Here
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