It’s Time for Your Annual Mortgage Review
Rita Cousins Senior Mortgage Advisor • May 13, 2020
There are many reasons to use a mortgage broker but one key reason is having peace of mind knowing our services don’t end after your deal is closed. Access to your broker for trusted advice lasts beyond the duration of your mortgage term.
There is no reason to wait until your mortgage renewal date to consult your broker.
Take advantage of an Annual Mortgage Review to assess your options and plan your next steps.
Here are a few reasons why:
Discuss your financial situation
and home ownership goals to
make sure you are on track.
You can make changes to your
mortgage (payment frequency
and payment amount) if they
will better help you achieve your
home ownership goals.
Consolidate your high interest
debts by rolling them into your
mortgage and using your savings
to increase your cash flow or put
towards another need.
Tap into your home equity to
consolidate debt and complete a home
renovation project or purchase a
vacation/investment property.
Call me today. It’s time to review your mortgage.
Rita Cousins Senior Mortgage Advisor
SURREY, BC – Market conditions are ideal for Fraser Valley home buyers this summer, but the persistent gap between buyers’ and sellers’ price expectations continues to suppress sales. The Fraser Valley Real Estate Board recorded 1,190 sales on its Multiple Listing Service® (MLS®) in July, down half a per cent from June and down three per cent year-over-year. July sales were 23 per cent below the 10-year average. The supply of homes for sale dipped slightly in July, down two per cent from June to 10,650, nearly 50 per cent above the 10-year seasonal average. New listings declined five per cent over June to 3,453. The Fraser Valley remains in a buyer’s market with an overall sales-to-active listings ratio of 11 per cent; the market is considered balanced when the ratio is between 12 per cent and 20 per cent.
I'm going to be honest with you, I almost forgot to write this email this week. Got caught up with Fort Langley Jazz Festival. and almost ran out of time. Barely got this in under the wire. I think its a great edition of the newsletter. Performance under pressure! haha LAPS is here. 📣 "Success is not in what you have, but who you are." - Bo Bennett
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