4 Easy Steps To Home Ownership

Rita Cousins Senior Mortgage Advisor • June 15, 2022

For first time home buyers the buying process can be overwhelming. Getting to know your options, calculating
the costs and getting a mortgage pre-approval can jump start your process. Following these four easy steps will increase your confidence and ready you for your first step into home ownership.

1. Connect

It’s time to meet with your mortgage broker to discuss
your financing options and confirm that you are financially
ready to buy a home.


2. Select

Your broker will discuss mortgage terms and interest
rates and will explain what you must do to ensure that
you get approved for a mortgage once you find your
home. You will work together to select the right
mortgage package that fits your lifestyle and needs.

3. Find a home

Now that you have a clear picture of your finances and mortgage options, it’s time to start thinking about the kind
of home you want to buy.


4. Make an offer & close the deal

Congratulations! You’ve chosen a mortgage that works for you, found a home that fits your budget and put together your home buying team. Now it’s time to make an offer and close the deal!

I can help simplify the home buying process for you! Contact me today!

🍽️🎶 Tasty Langley Event — Fun & Flavour for All Ages 🎉👨‍👩‍👧‍👦

By Andy Schildhorn • August 15, 2025
The event kicks off on the Friday at noon and carries on all weekend long. That’s why organizers of RibFest lined up an array of entertainment Aug. 15 to 17 on the main stage at McLeod Athletic Park.👉 More Details Here

🏡 Open House This Sunday — Fort Langley Charm on a Huge Lot!

By Andy Schildhorn • August 14, 2025
I'm going to be honest with you, I almost forgot to write this email this week. Got caught up with Fort Langley Jazz Festival. and almost ran out of time. Barely got this in under the wire. I think its a great edition of the newsletter. Performance under pressure! haha LAPS is here.   📣 "Success is not in what you have, but who you are." - Bo Bennett

🏡📉 Fraser Valley Real Estate Sales Level Off as Market Enters Seasonal Slowdown 🍂⏳

By Andy Schildhorn • August 13, 2025
SURREY, BC – Market conditions are ideal for Fraser Valley home buyers this summer, but the persistent gap between buyers’ and sellers’ price expectations continues to suppress sales. The Fraser Valley Real Estate Board recorded 1,190 sales on its Multiple Listing Service® (MLS®) in July, down half a per cent from June and down three per cent year-over-year. July sales were 23 per cent below the 10-year average. The supply of homes for sale dipped slightly in July, down two per cent from June to 10,650, nearly 50 per cent above the 10-year seasonal average. New listings declined five per cent over June to 3,453. The Fraser Valley remains in a buyer’s market with an overall sales-to-active listings ratio of 11 per cent; the market is considered balanced when the ratio is between 12 per cent and 20 per cent.
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