It’s Time for Your Annual Mortgage Review

Rita Cousins Senior Mortgage Advisor • October 15, 2021

There are many reasons to use a mortgage broker but one key reason is having peace of mind knowing our services don’t end after your deal is closed. Access to your broker for trusted advice lasts beyond the duration
of your mortgage term.


There is no reason to wait until your mortgage renewal date to consult your broker.
Take advantage of an Annual Mortgage Review to assess your options and plan your next steps.

HERE ARE A FEW REASONS WHY:

ACHIEVE YOUR GOALS

Discuss your financial situation
and home ownership goals to
make sure you are on track.
You can make changes to your
mortgage (payment frequency
and payment amount) if they
will better help you achieve your
home ownership goals.

REDUCE YOUR DEBT

Consolidate your high interest debts by rolling them into your mortgage and using your savings to increase your cash flow or put towards another need.

START INVESTING /
RENOVATING

Tap into your home equity to
consolidate debt and complete a home
renovation project or purchase a
vacation/investment property.

Call me today. It’s time to review your mortgage.

By Andy Schildhorn July 17, 2025
The Township of Langley Traffic Cameras for up to date traffic information. Click here
By Andrew Seale | The Globe and Mail July 16, 2025
As the urban sprawl of Vancouver, B.C., and nearby Langley pushes land prices higher, Aldor Acres Family Farm’s decision to keep the farm in the family for another generation makes it an anomaly. However, the next generation to run the popular agri-tourist destination inherits the challenge of preserving the farm’s values while their way of life declines around them. “When I grew up in this area, 2 per cent of my high school class was non-agricultural,” says Albert Anderson, 82, who bought the Glen Valley farmland alongside his wife, Dorothy, 81, in 1977. “Now it’s the other way around; maybe 2 per cent of the people in this area are connected with agriculture.” Over the years, the Andersons have turned those 80 acres of land near Fort Langley into a destination with a pumpkin patch, seasonal market, wagon rides, and farm animals, emphasizing an educational experience for visitors. During the October high season, Aldor Acres can have 4,000 visitors in a day. The Andersons are in the process of transferring the farm business to their granddaughter, Melissa Anderson, 37. Across Canada, family farms are facing a similar transition. Data from RBC found that by 2033, 40 per cent of farm operators will retire, one of the biggest labour and leadership transitions in Canada’s history. The next generation to take over the farm will face the allure of rising land values. For many multi-generational farms, the strategy is to wait for the city’s expansion, says Elaine Froese, a Manitoba-based family farm transition expert. “I’ve worked all over Canada, (some family farms) are sitting on $20-million worth of land, and they’re very clear that they’re keeping the hog line going until that little village or town encroaches on them and then they’re selling out to developers,” she says. “That’s the reality.” Read More
By Andy Schildhorn July 15, 2025
On May 27, 2025, the Federal Government issued a press release that provides for a Goods and Services Tax (“GST”) rebate for first time home buyers (FTHB) of new homes (and co-ops). Read More
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