The Magic Seven 💰 7 Money Moves to Make Before You Buy a Home.

Andy Schildhorn • June 30, 2025

🏡 Thinking of buying a home in 2025? Before you scroll through listings or walk into an open house, make sure you understand The Magic Seven — the 7 financial steps every smart buyer should take.

 

💡 In this video, I cover:

1️⃣ Check your credit (and how to avoid score dings)

2️⃣ Get a proper mortgage pre-approval — not just a rate hold

3️⃣ Understand the stress test (and how it limits your budget)

4️⃣ Use first-time buyer programs to save thousands

5️⃣ Know your down payment rules

6️⃣ Budget for closing costs (they add up!)

7️⃣ Decide between fixed or variable rates — what’s best right now?

 

🎯 These are the real steps I walk Buyers through every day here in Langley and the Fraser Valley. Want to plan your next move with confidence? Let’s chat.


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