To Buy or Not to Buy? That is the Question!

Rita Cousins Senior Mortgage Advisor • December 15, 2022

While housing prices have increased, so have rental costs. For most individuals, the chances are that if you can afford monthly rent you could afford a mortgage as well.

The real benefit of home ownership is that it helps you build equity for your future. Consider saving 5% for a down payment to OWN your own home. You may find that your monthly mortgage payments aren’t too different from your monthly rent!

If you would like to look into the option of owning your own home, a good place to start would be talking with a mortgage professional. From there, they can help you determine your:

Maximum monthly mortgage payment
Maximum purchase price
Down payment
Mortgage type
Closing costs (legal fees, land transfer fees, property taxes)

With access to 50+ lenders, a mortgage professional can help you shop the market to find the best mortgage product and rates to suit your needs! Our whole lives are mortgages, so you don’t have to worry!

Call me today to discuss your options!

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