4 Easy Steps to Home Ownership

Rita Cousins Senior Mortgage Advisor • June 15, 2021

For first time home buyers the buying process can be overwhelming. Getting to know your options, calculating the costs and getting a mortgage pre-approval can jump start your process. Following these four easy steps will increase your confidence and ready you for your first step into home ownership.

1. CONNECT
It’s time to meet with your mortgage broker to discuss your financing options and confirm that you are financially ready to buy a home.


2. SELECT

Your broker will discuss mortgage terms and interest rates
and will explain what you must do to ensure that you get approved for a mortgage once you find your home. You will work together to select the right mortgage package that fits
your lifestyle and needs.

3. FIND A HOUSE
Now that you have a clear picture of your finances and
mortgage options, it’s time to start thinking about the kind
of home you want to buy.

4. MAKE AN OFFER & CLOSE THE DEAL
Congratulations! You’ve chosen a mortgage that works for you, found a home that fits your budget and put together your home buying team. Now it’s time to make an offer and close the deal!

I can help simplify the home buying process for you! Contact me today!

Six Seller Essentials ⚠️ Before You List

By Andy Schildhorn • December 4, 2025
Thinking about selling your home? In this video, I break down the Six Seller Essentials you need to know before you list. These insights come from 30 years of helping families buy and sell across Langley and the Fraser Valley, and they’ll give you a real advantage in today’s market. 📅 Book a time with me https://rly.forsale/Chat-with-Andy 🏡 What you’ll learn today 1️⃣ Why today’s market is slower than it looks 2️⃣ How smart pricing attracts serious buyers 3️⃣ Why a single offer can reveal more than you expect 4️⃣ How timing can protect or erode your equity 5️⃣ Why experience matters even more in a slower market 6️⃣ How to build a plan that fits today’s conditions 🎅 You’re invited to Santa Photos in Fort Langley Join us at 9160 Church Street between 1 and 5. Families, friends, and pets welcome. All donations support LAPS. 📍 About me I’m Andy Schildhorn with Macdonald Realty. Your Langley and Fraser Valley Realtor. 30 years helping sellers make smart, confident decisions. ☎️ Let’s connect Book a meeting: https://rly.forsale/Chat-with-Andy

Smooth Moves & Happy Endings

By Andy Schildhorn • December 3, 2025
Our experience having Andy as our realtor was very good! We sold our house with Andy, bought a condo , sold the condo and now bought a townhouse with Andy as our realtor. 👉 Full Review Here

🤗 Sometimes we need to smile.

By Andy Schildhorn • December 2, 2025
Do you think everyone who gets a St. Bernard at least has the conversation about naming them Beethoven?. Check out LAPS for adoptables 😀   📣 A year from now you may wish you had started today.” - Karen Lamb
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