Investment Properties
Rita Cousins Senior Mortgage Advisor • September 16, 2019
More Canadians are Purchasing Investment Properties
Here's Why
Return on Investment
Residential real estate is a solid estate investment, typically appreciating faster than inflation.
Better alternative to student residence
Many Canadians are sending their kids to university and college away from home. Housing them in an investment property purchased specifically for that purpose is a good option.
Pension plan for the future
Over the long term, an investment property or multiple real estate holdings can be a great source of retirement funds
Earlier access to a 1st home
For first time home buyers, a duplex or triplex can be a terrific way to get into home-ownership. Rental income from the extra units can offset the cost of the mortgage.
What you need to know about investment properties
- A minimum of 20% down payment is required for an insured lender.
- Less than a 20% down payment will incur higher interest rate with an uninsured lender.
- Once you have more than 4 properties, you will need to spread your mortgages across several lenders to avoid reaching maximum number of mortgages per investor that a lender will approve
CALL ME IF YOU ’RE INTE RESTED !
Rita Cousins Senior Mortgage Advisor
C 604 230 9206
F 1 877 282 0857
mortgages@ritacousins.com
http://www.ritacousins.com
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Book a time to talk π https://rly.forsale/Chat-with-Andy
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